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Newborns and Mothers Health Protection Act |
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The Newborns' and Mothers' Health Protection Act of 1996 (NMHPA) requires a minimum length of hospital confinement in conjunction with childbirth. This requirement applies to health plans and health insurance companies that provide hospital stays for childbirth in their policies. The law provides that coverage for a hospital stay following a normal delivery may not be limited to less than 48 hours for both the mother and newborn, and for a cesarean section not less than 96 hours. While this law also prevents plans from charging greater deductibles, coinsurance or other cost sharing measures for benefits relating to hospital stays for childbirth. The NMHPA requirements apply to group health plans for plan years beginning on or after January 1, 1998.
Penalties for noncompliance: $100 per day for each day a failure occurs.
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